Since a credit for self-employed persons with a negative Credit Bureau cannot be secured with the creditworthiness, the applicant generally meets with rejection at the house bank or car bank. This is justified by the lower creditworthiness that results from self-employment, irregular income and the resulting uncertainty for the bank. But that does not mean that a loan for self-employed people with a negative Credit Bureau is generally impossible.
The opportunities in the free financial market
If you are looking for a loan for self-employed persons with a negative Credit Bureau from private donors or foreign banks, you can focus directly on an offer without a Credit Bureau examination and thus avoid rejection based on your creditworthiness. The loans without checking the creditworthiness are low-interest and very flexible in the contractual basis on the free financial market. At the time of application, no borrower knows whether he has to consider changes in his financial background over the course of the term and avoid problems with repayment.
A flexible loan is therefore an advantage, as it can be optimally adapted to the financial situation and, if necessary, extended for hours or at no additional cost. By comparing the various offers, you can see which loan is really worthwhile and its terms and conditions optimally match the needs of the applicant.
A loan for self-employed with negative Credit Bureau without risks
With a loan, you want to increase liquidity, pay bills or make purchases. You want to remove problems from the world, but you don’t want to put new problems on your agenda. For this reason, one should choose a protection that is actually available or that can be provided through a guarantee. In connection with a flexible loan, the lender will not have to make use of the security and will return it to the borrower after the term expires and end the obligations.
The borrower can be liable with real assets, deposit a capital-forming insurance or a home savings plan, but can also name a guarantor. The amount of security must be chosen in such a way that it corresponds to the loan amount and permits approval without creditworthiness. The loan for self-employed with negative Credit Bureau is granted without a long waiting period.